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By assistedcar22731191, Jan 23 2019 05:05PM

In choosing a policy, there are a dizzying number of decisions, options and fine print legalese which can make selecting the right insurance a very tricky process. Follows is a list of some of the considerations of which potential buyers should be aware:

1) Care Allowance - A care allowance is the amount of money a policy will pay out on a daily or monthly basis. If selecting a care allowance plan, consider how the cost of care may change at some unknown point in the future when the care is required. Inflation is a factor to be consider, and the health care costs are rising a rate much higher than inflation.

2) Deductible - What is the appropriate deductible with consideration to the policyholder's other resources? How might this change in the future? The deductible is how much the policyholder is required to pay out-of-pocket before benefits kick in.

3) Monthly Premium – The premium is much the policyholder must pay each month. What monthly premium can the person afford? Recognize that premiums will increase and it is likely the individual's income will decrease as they age.

4) Elimination Period - The "elimination period” is the number of days the policyholder must require care before benefits begin. What other insurance coverage does the individual have and will those insurance benefits sustain them for the elimination period? For example, most seniors have Medicare which will pay for most of the cost of short-terms stays in nursing homes, but will not pay anything toward assisted living.

5) Payout Duration - What duration of time should the policy cover? Many policies will pay for certain lengths of time such as 1, 2 or 5 years of care, other policies are unlimited. The average stay in skilled nursing is 2.5 years and in assisted living, 22 months.

6) Daily Allowance vs. Expenses Incurred - Is an indemnity / daily care allowance better for the senior then a policy that covers only the expenses incurred?

7) Policy Cancellation Policy - Should the individual include a non-forfeiture clause that enables a senior to receive money back if they cancel the policy? At what cost?

8) Non-Care Expenses - Should the policy cover medications and/or home medical equipment? At what additional cost?

9) Tax Deduction of Premiums - Is a tax-qualified plan that allows the senior to deduct their premiums appropriate?

10) Partnership Plan - Is a “partnership plan” that allows the senior to protect their assets from Medicaid appropriate?

11) Definition of Care – How is “care” defined by the policy? Is non-medical care included? Companion care? Supervision for Alzheimer’s?

12) Cancellation by Insurance Company - Can the policy be cancelled by the insurance company? Or is renewal guaranteed?

It may be worthwhile to find a long term care advisor / broker that can help determine what one’s future care costs might be and choose a policy that will avoid unpleasant “gotchas” when it is actually needed.

By assistedcar22731191, Dec 31 2018 04:42PM

Even though seniors have likely participated in many New Year’s Eve celebrations throughout their lifetimes, such events don’t have to be routine. Here are some unique activities that can make your senior loved one’s New Year’s Eve memorable.

Creating a Commitment Contract

On New Year’s Eve, seniors should spend time with their families, view photos, and reminisce about the highlights of their year. Before the night ends, have your loved one create a signed commitment list featuring activities he or she promises to do throughout the New Year like dinner with you once a week. When seniors and their families have a signed document to spend more time together in the New Year, it’ll make them more apt to follow through on their commitment. It can also give your loved one hope and something to look forward to in the New Year.

Switching Out the Countdown

Many seniors won’t be able to stay up to ring in the New Year at midnight, but they still want to be a part of all of the excitement. Throw a morning New Year’s Eve party for your loved one and his or her best friends. At this party, play games like Musical Recliners or Chocolate Bingo with candy as the prize. The twist to this New Year’s Eve celebration is seniors put on their whimsical party hats and countdown the New Year at noon instead of midnight.

Going on a Scavenger Hunt

Get your loved one moving and his or her brain active on New Year’s Eve with a fun scavenger hunt that will make him or her feel included, not just invited, to the celebration. Make sure items for this scavenger hunt relate to the holiday like party hats, noisemakers, and plastic champagne glasses. Your loved one can proudly use what items he or she found to celebrate and ring in the New Year with friends and family.

Making Crafts

Making a New Year’s Eve craft project is a fun activity for seniors who have more independent abilities. Your loved one can make pretty signs from paper and glitter, or he or she can use pretzels and ribbon to make a New Year’s Eve wreath for each person coming to the celebration.

Once New Year’s Eve has been celebrated, consider your loved one’s care needs for the future. If he or she needs companionship or assistance with daily tasks, turn to Assisted Care for Seniors. Our part-time and live-in caregivers are available 24/7 to help promote your loved one’s quality of life. For more information on Assisted Care for Seniors call one of our friendly Care Managers at (855)870-2273 or (501)425-6032 to schedule a free in-home consultation.

By assistedcar22731191, Nov 29 2018 05:32PM

Creating something always feels like a productive way to spend time. When your creations can become holiday decorations or gifts, all the better. Some simple holiday crafts can turn an independent living or assisted living facility into a place full of cheery holiday atmosphere and leave residents equipped with items they can give to friends and family.

Here are ten holiday crafts for seniors that are fairly easy to do and produce useful, festive results.

1. A Thankful Tree

Everyone could do with more frequent reminders of all the things we have to be thankful about. A thankful tree gives everyone around an opportunity to add their own items to it, listing off the people and things in life they’re most appreciative of.

It can stay up the whole holiday season and grow as the holidays provide more meaningful moments and forgotten memories come back to mind.

2. Fall Foliage Candleholders

Colorful fall leaves are one of nature’s best decorations. This craft starts with an excuse to get outside and collect some of the most beautiful leaves around, and then gives seniors the chance to turn them into crafts that will let their beauty continue to shine in the months to come.

3. Felted Acorns

Start with some simple acorns and end up with a colorful decoration everyone can enjoy. In October and November, these can be decorated in the traditional fall colors. As you near Christmas, you can switch to red and green. Or you can just let everyone pick their favorite colors as they go.

4. Christmas Candy Containers

Having candy available for visitors and friends is a familiar holiday tradition for many. With this craft the presentation can become that much more impressive. These containers, made to look like classic gumball machines, can be used to hold peppermints, gumdrops, or any sugarless candy that’s recommended for the seniors in your facility.

5. Homemade Christmas Cards

Cards may seem old fashioned these days with so many people switching to email, but if you give your Christmas cards a personal touch, friends and family are that much more likely to appreciate them.

There are a lot of different directions you can take with crafty homemade Christmas cards; here are a few ideas to give you some inspiration:

Scrappy holiday cards

Pop-up Christmas tree card

Holly sprig card

6. Homemade Heating Pads

Any time you’re faced with aches and pains, heat is a trusty solution. These heating pads are very easy to make and can be made properly festive by choosing a towel with a holiday-themed decoration on it. They make great gifts, or can be something useful to keep around for yourself.

7. Waterless Snow Globes

Making water-filled snow globes is probably pretty tricky, but these waterless ones are much easier and still accomplish the same goal. They’re lovely and give a great taste of the season.

8. Cookie Cutter Ornaments

Start with cookie cutters and then think creatively about how best to decorate them to make them more personal. You can add colors and design or fill them with pictures of beloved family members. Whatever direction you go in, they’ll make a great addition to the Christmas tree.

9. A Christmas Bow Wreath

What do you get when you combine two familiar Christmas symbols? This fun Christmas wreath made out of gift bows. It’s simple to put together and makes for a nice Christmas decoration.

10. Bowtie Pasta Garland

The ingredients are cheap, but the results are festive. Decorate some bowtie pasta and string it up to make an inspired holiday decoration. It can go on the Christmas tree, or add some decoration to the walls or windows.

Crafts aren’t everyone’s cup of tea, but for your residents that love an opportunity to create something, these can definitely brighten the holiday season!

By assistedcar22731191, Nov 8 2018 05:48PM

Thanksgiving is almost here! While not everyone agrees on which holiday is the best holiday, nobody can complain about one entirely devoted to eating good food and celebrating the people you love.

Aging brings with it its share of challenges, so having a day (or really, a month) devoted to thinking about all the things in life that are good and the people still around to care about is worth celebrating. And family members and caregivers should be quick to encourage that celebration.

To get your loved one in the spirit, devote some time this month to seasonal crafts. Crafts are a great excuse to spend some time together and many of them can become decorations to brighten up your loved one’s space with the resulting decorations.

1. Fan Folded Leaves

These lovely, simple crafts can be used to decorate any surface or be hung around the house in the days leading up to Thanksgiving. They can fill your home will the look of Fall leaves, without the mess of bringing in actual ones (although those can be lovely too).

2. A Fall Wreath

Make a wreath to hang on your door and greet any visitors that come to your home or room with Thanksgiving cheer. This one sticks to our theme of beautiful Fall wreaths, but if you want other options, you can click the arrow links to see a few more ideas in the slideshow.

3. Paint Gourds

Even if you already painted pumpkins for Halloween, there’s no reason not to replicate the tradition with different types of gourds for Thanksgiving. A popular option is to paint various gourds white, and then put a design or words on them.

4. Leaf Artwork from Real Leaves

What’s fall without lots of different leaf-themed crafts? This one starts with a trip outside to find a number of beautiful fall leaves (try to find a bunch of different colors), then provides steps to turn those leaves into a larger work of art portraying one big leaf.

5. Colorful Corn Husk Napkin Rings

These napkin rings are made from polymer clay and and resemble corn husks in traditional fall colors. You can use the same craft idea to decorate in other ways – you can make larger husks to decorate your countertops or scatter them on your table on Thanksgiving day to add to the ambience.

6. Decorative Stick Candle Holders

This is our second craft to involve an outdoor excursion, this time to collect short, narrow sticks. Once you have them, simply hot glue them onto a glass votive and voila, you have a seasonal candle holder. If you don’t want your loved one using real fire (or if it’s not allowed in their assisted living home), you can stick with artificial candles.

7. Rosemary Wreath Place Cards

These mini wreaths made of rosemary look nice and smell great to boot. You can use them as place cards on Thanksgiving as the link suggests, but you can also make use of them to decorate your home in the days leading up to the holiday. They can even become ornaments for your Christmas tree (although the scent won’t last through both holidays).

Crafts aren’t required to enjoy your Thanksgiving, but they can really help with starting to set the scene for the holiday in advance. And the senior in your life will benefit from having a solid reason to sit around the table with their loved ones and do something fun and meaningful together.

By assistedcar22731191, Oct 29 2018 02:16PM

Halloween Crafts for Seniors

Halloween crafts can be completed early in October so you can use them as decorations throughout the rest of the month. The seniors at your assisted living facility can put their mark on the building’s look for a little while and you’ll set the (moderately) creepy atmosphere for the weeks to come.

1. Decorate pumpkins.

One of the best traditional crafts for Halloween time is making jack-o-lanterns. If you’re not sure about handing all of your seniors sharp implements, you can have a pumpkin painting day or give them sharpies to draw designs on the pumpkins.

2. Make spooky candles.

The lacy candles recommended by Elder One Stop are easy to make, made of cheap supplies, and won’t be a fire risk (they recommend flameless). They’ll add a nice bit of atmosphere to your facility.

3. Make decorative spiderwebs.

You can get together to make simple and cheap spiderwebs to hang around the community out of coffee filters. Throw in a little yarn and your residents will also have the option of creating larger cobweb decorations for the space.

4. Make spiral ghosts.

Some white paper, a black sharpie, and scissors are all your group needs to make these spinning ghosts. You can hang them around the shared spaces of the facility.

5. Decorative Halloween garlands.

For one more addition to your homemade decorations, you can task any interested seniors with making decorative Halloween garlands for your hallways. Here are some ideas of bat and ghost garlands and glow-in-the-dark ones.

(Mostly) Healthy Halloween Recipes for Seniors

You can find loads of cute Halloween recipes on the web, but most of them are laden with sugar. Since many seniors have health concerns, we tried to pick out a few of the healthier options that still fit the theme.

1. Shrunken Head Cider

From the twisted mind of Martha Stewart comes this shrunken head cider. You can skip the booze if you want and stick with the rest of the recipe.

2. Sweet potato jack-o-lanterns

Sweet potatoes are just the right mix of healthy and tasty and these jack-o-lanterns will make a fun, theme-appropriate snack that’s easy to make.

3. Dragon’s blood punch

Made mostly of juices (although it may still be too sugary for some), this punch is simple to make in large quantities and should make for a tasty treat.

4. Devilish Eggs

Adorable deviled eggs made from healthy ingredients are easy for your residents to put together and tasty for everyone to enjoy once finished.

5. Cheesy Witch’s Brooms

Cuter than any witch’s implement should be, these witch’s brooms made of cheese and pretzels shouldn’t be too hard to make and will be even easier to devour. (Note: scroll down for the English instructions).

Other Halloween Activites for Seniors

If you want to pack Halloween week with more fun, interactive activities at your facility, try out some of these ideas.

1. Halloween charades

Brainstorm as many different Halloween-related themes and ideas you can think of for your residents to act out. You should all have fun watching people mime Dracula or try to figure out how to act like a spider. Here’s a list to get you started.

2. Share scary stories

Your residents probably know some good ones, but you can come equipped with a book or some stories from the internet just in case. If enough of your residents express an interest in sharing their own scary stories, you can make it into a contest.

3. Homemade costume contest

Encourage your seniors to come up with homemade mask and costumes ideas. If you can make some materials available for them to work with, that may spark inspiration in a few of them. On Halloween, have everyone vote on which costume came out the best.

4. Assisted living trick-or-treat

Most seniors probably feel silly trick-or-treating around the neighborhood, but let’s be honest, most of us loved trick-or-treating and were a little sad when we got too old for it. The solution: set it up within the assisted living facility. Let any seniors that want to participate get dressed up and hit up trick-or-treating stations you set up.

5. Classic horror movie marathon

Your residents probably have some favorite old classic horror movies. Poll them to pick out a few of the most popular, and give them the option to come together and watch them on Halloween or in the days leading up to it.

Halloween’s not for everybody, so you’ll probably have residents uninterested in participating in some of these activities, but those that enjoy the season will be happy to have the opportunity to celebrate it in a variety of ways.

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